Term life insurance provides
death protection for a stated time period, or term.
Term life insurance is perhaps the simplest form
of life insurance. It was developed to provide temporary life
insurance protection on a limited budget. Since term insurance
can be purchased in large amounts for a relatively small initial
premium, it is well suited for short-range goals such as life
insurance coverage to pay off a loan, or providing extra life
insurance protection during the child-raising years.
In most states, term insurance policies provide
level premiums for 5, 10, 20, and 30 year periods. These policies
can be renewed or continued at higher premiums to age 85 or
95 as stated in the policy.
What types of Term Life health insurance
plans are available?
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