Many companies today offer supplemental benefits at additional costs. Life insurance is one of those features offered as a term policy and benefits can be extended in some cases to the family. Some plans offer value added benefits such as vision referral at reduced rates with major vision care centers. Each plan will need to examined as to these benefits and there value, while keeping in mind the primary goal of providing quality medical care at affordable rates.

Additional types of plans are TEMPORARY PLANS which provide benefits for defined periods of time. They are useful for people between jobs with no coverage or as an alternate to cobra benefits. However it is important to note that people with preexisting conditions will be better served by cobra because of the pre- existing condition of these policies. Students and those traveling into the country or out of the country may find these policies or specialty policies designed for these specific people and ideal way of getting needed coverage. We will be happy to discuss specific situations and there solution with you.